Sourced, not summarized
Crypto.com Exchange spot fees, from the source
| Level 1 | Below $10,000 · 0.250% maker / 0.500% taker |
|---|---|
| Level 2 | $10,000+ · 0.200% maker / 0.400% taker |
| Level 3 | $50,000+ · 0.150% maker / 0.250% taker |
| Level 4 | $250,000+ · 0.100% maker / 0.200% taker |
| Level 5 | $500,000+ · 0.080% maker / 0.180% taker |
| With CRO balance | 0% maker at every level, Level 1 taker 0.4400% |
| CRO threshold shown | 50,000 CRO or more |
| Tier refresh | Daily at 04:00 UTC on volume, maker activity and CRO balance |
| Forced liquidation | 0.5% fee |
| App pricing | Not published on this schedule |
Source: Crypto.com official documentation, checked August 17, 2026. Page states it was last updated August 17, 2026. Figures are the Exchange, not the Crypto.com App.
Straight from the source
The Crypto.com Exchange fee table, as published
Two products, one brand, very different prices
Crypto.com sells the App and the Exchange as one thing, and they are not one thing. The published fee schedule covers only the Exchange.
The Exchange
An order-book venue with a published maker-taker schedule. Level 1, below $10,000 of 30-day volume with no CRO staked, is 0.250% maker and 0.500% taker.
The App
The retail product most people mean by Crypto.com. It prices differently and its pricing is not on the Exchange fee page. We are not quoting an App rate we have not read from the vendor.
Why this matters more here than elsewhere
The App is what the advertising drives you to and what the card is attached to. A user who signs up from a stadium advertisement and never finds the Exchange is not paying the rates in the table below.
The practical instruction
If you have a Crypto.com account and you trade on the App, open the Exchange and compare a real order before you conclude you know your costs.
What the CRO discount actually asks of you
Crypto.com's cheapest rates are gated behind holding its own token. On the Exchange schedule, a CRO balance takes the Level 1 maker fee to 0% and the taker fee from 0.500% to 0.4400%.
That is a genuine discount and the zero maker fee is real. It is also a discount priced in an asset whose value can move more in a week than the fee saving is worth in a year.
Consider the arithmetic honestly. To reach the threshold on the tier we read, you hold at least 50,000 CRO. If CRO falls 20% while you hold it, no reasonable trading volume recovers that through fee savings.
The trade only makes sense if you wanted exposure to CRO anyway. Buying a token to save on fees is taking a position, and it should be judged as a position, not as a coupon.
This is a structural pattern in exchange tokens rather than a Crypto.com peculiarity. It is worth naming clearly because the fee table presents it as a discount column.
The real Exchange fee ladder
The published spot schedule has five levels, and the drop between the first and third is the steepest part of the ladder.
Level 1, below $10,000 of 30-day volume, is 0.250% and 0.500%. Level 2, at $10,000, is 0.200% and 0.400%. Level 3, at $50,000, is 0.150% and 0.250%.
Level 4 at $250,000 is 0.100% and 0.200%, and Level 5 at $500,000 is 0.080% and 0.180%. With a CRO balance the maker fee is 0% at every level shown.
Rates update daily at 04:00 UTC based on volume, maker activity and CRO balance, so your tier can move without you doing anything deliberate.
A 0.5% liquidation fee applies to forced liquidations, which is the number to remember if you use the margin or derivatives products.
The 2022 incident, and what to take from it
In January 2022 Crypto.com disclosed unauthorized withdrawals affecting around 483 accounts, involving roughly 4,836 ETH and 443 BTC by its own account.
Crypto.com reimbursed affected users and subsequently required two-factor reauthentication for withdrawal address changes and introduced a 24-hour delay on new withdrawal addresses.
The response was reasonable and the remediation was the right one. The event still happened, and transaction authentication was the weak point rather than cold storage.
We have not verified the incident figures against a primary Crypto.com disclosure, so treat the numbers above as widely reported rather than confirmed here.
The generalizable lesson is the boring one: withdrawal-address controls and a delay on new addresses are the settings that stop this class of attack, and they are worth enabling on any venue.
Who Crypto.com suits
The breadth is real, and it is the honest reason to choose this venue.
Users who want one app for everything
Spot, derivatives, card, staking and a beginner interface in one account is a genuine convenience, and few competitors match the coverage.
Existing CRO holders
If you already hold the token for your own reasons, the 0% maker fee is a straightforward win and the discount costs you nothing extra.
Card users who spend crypto
The card is one of the more widely issued in the category and it is the feature people actually stay for.
Not the cost-minimising buyer
At 0.500% taker with no CRO, this is roughly five times Bybit's entry rate. If cost is the deciding factor, this is not the answer.
Not anyone who mistakes the App for the Exchange
The published schedule does not describe the App. Find out what you pay there before you decide.
Your situation, our answer
If this is you, do this
You use the Crypto.com App and assume you pay the published rates
Check that assumption today
The App is a different product with different pricing that is not on the Exchange fee page.
You already hold CRO
The discount is a real win
0% maker at every level on the schedule we read, plus a reduced taker fee.
You are considering buying CRO to cut fees
Judge it as a position, not a coupon
A 20% move in the token overwhelms any plausible fee saving. Only sensible if you wanted the exposure anyway.
You want the cheapest place to buy bitcoin
Not here
0.500% taker at Level 1 is roughly 5x Bybit's VIP 0 rate of 0.10%.
You want spot, derivatives and a card in one account
Crypto.com is a strong fit
The breadth is genuine and few competitors cover this much in one place.
You trade over $50,000 in 30 days
Pricing becomes reasonable
Level 3 at 0.150% and 0.250% is a normal market rate without any token position.
The honest ledger
Pros and cons
What we like
- Complete, dated, publicly posted Exchange fee schedule
- A genuine 0% maker fee at every published level with a CRO balance
- Unusually broad product range: spot, derivatives, margin, card, staking, beginner app
- Fees fall steeply with volume, reaching 0.150% and 0.250% at $50,000
- Reimbursed users after the January 2022 incident and hardened withdrawal controls
- Widely issued card that makes spending crypto practical
What to watch
- The advertised "from 0.075%" headline describes a floor that requires both high volume and a token position
- Best pricing is gated behind holding CRO, converting a discount into market exposure
- App pricing is not published on the Exchange fee page, and the App is what most users touch
- 0.500% entry taker fee is roughly five times the cheapest venue we priced
- A January 2022 incident saw unauthorized withdrawals from around 483 accounts
- Tier changes apply daily and automatically, so your rate can shift without action
Show your working
How we scored this review
This is a documentary review. Every figure above was read from published documentation on August 17, 2026 and is cited. We did not open a funded account, and we do not claim hands-on testing we did not do.
| Criterion | Weight | Mark | Why |
|---|---|---|---|
| Cost at retail size | 30% | 2.6 | Level 1 on the Exchange is 0.250% maker and 0.500% taker with no CRO staked. Cheaper than Gemini or Uphold at entry, roughly five times Bybit, and the advertised low rates require a token position. |
| Fee transparency | 20% | 2.4 | The Exchange schedule is complete and dated. The marketing headline of fees "from 0.075%" describes a floor almost nobody pays, and App pricing is not on that page at all. |
| Product breadth | 20% | 4.4 | Spot, derivatives, margin, a widely issued card, staking and an App aimed at complete beginners. Very few competitors cover this much ground. |
| Token dependency | 15% | 2.0 | The best pricing is gated behind holding CRO, which converts a fee discount into a position in a volatile asset. That is a real cost the fee table does not show. |
| Security and regulatory record | 15% | 3.4 | A January 2022 incident saw unauthorized withdrawals from around 483 accounts, and Crypto.com reimbursed users. Broad licensing across multiple jurisdictions since. |
Weights total 100. Weighted average: 3.0 / 5. Read our editorial policy.
What we could not verify
- Crypto.com App trading fees and spreads. Not present on the Exchange fee schedule we read on August 17, 2026, and we will not repeat a secondary-source figure about trading costs.
- The January 2022 incident figures, including the 483 account count and the ETH and BTC amounts. Widely reported, not confirmed here against a primary Crypto.com disclosure.
- Card tier requirements, rewards rates and CRO stake amounts, which sit on a separate schedule and have changed repeatedly.
- Deposit and withdrawal fees by method and region.
- Current jurisdiction availability, which varies materially by product and country.
- The exact CRO balance thresholds above the level shown on the schedule tab we read.
Crypto.com FAQs
What are Crypto.com's fees?
On the Exchange, spot trading starts at 0.250% maker and 0.500% taker at Level 1, below $10,000 of 30-day volume with no CRO staked. It falls to 0.150% and 0.250% at $50,000 and 0.080% and 0.180% at $500,000. With a CRO balance the maker fee is 0% at every published level and the Level 1 taker fee drops to 0.4400%. The Crypto.com App is a separate product whose pricing is not published on that schedule.
Is Crypto.com cheap?
Cheaper than Gemini or Uphold at entry, and roughly five times Bybit. The advertised "fees from 0.075%" figure is a floor that requires both substantial volume and a CRO position, not a rate a normal retail user pays. At Level 1 with no token staked you pay 0.500% as a taker, which is about $5 on a $1,000 buy against roughly $1 at Bybit's entry rate. See our cheapest way to buy crypto guide.
Do I need to buy CRO to use Crypto.com?
No, but the best pricing is gated behind holding it. A CRO balance takes the maker fee to 0% and reduces the taker fee at every published level. Treat that as taking a position rather than claiming a discount: if the token falls 20% while you hold it, no realistic trading volume recovers the loss through fee savings. The trade makes sense only if you wanted CRO exposure independently.
What is the difference between the Crypto.com App and the Exchange?
They are separate products under one brand. The Exchange is an order-book venue with the published maker-taker schedule. The App is the retail product the advertising drives you toward, with the card attached, and its pricing is not on the Exchange fee page. If you trade on the App, compare a real order against the Exchange before assuming you know what you pay.
Was Crypto.com hacked?
In January 2022 Crypto.com disclosed unauthorized withdrawals affecting around 483 accounts, reported as roughly 4,836 ETH and 443 BTC. Users were reimbursed, and the company then required two-factor reauthentication for withdrawal address changes and introduced a 24-hour delay on newly added addresses. Those controls are the right fix for this class of attack and are worth enabling on any exchange you use. We have not confirmed the figures against a primary disclosure.
Is Crypto.com safe to use?
It is broadly licensed across multiple jurisdictions and it reimbursed users after its 2022 incident, which is more than several failed venues managed. As with any custodial exchange, assets left there are held by the company rather than by you. Enable withdrawal-address controls, use the address delay, and move long-term holdings into a wallet you control. See our our top-rated wallets roundup guide.
Is the Crypto.com card worth it?
The card is genuinely one of the more widely issued in the category and it is the feature that keeps most users on the platform. Its tiers, rewards rates and required CRO stake amounts sit on a separate schedule from trading fees and have changed repeatedly since launch, so we are not quoting current numbers here. Check the live card page before staking anything for a rewards tier.
The bottom line
Should you use Crypto.com?
Use Crypto.com if you want spot, derivatives, staking and a usable card in one account, and use the Exchange rather than the App once you are there. Do not buy CRO to save on fees unless you would have bought it anyway, and do not expect the advertised 0.075% to describe anything you will pay.
This page currently carries no affiliate links. Affiliate disclosure. Nothing here is financial advice. Crypto is volatile and you can lose money.
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